Debt and credit Lawsuits

First try and work out an agreement to pay off the debt If owe it,  then if you cannot work out an agreement or if you think you should not pay as much money as the plaintiff wants, then you must be prepared to show up in court and contest the case. In court, the court will ask you whether you believe you owe that amount of money claimed as due. If you admit that you owe the money, a judgment will be entered against you.

Telling  the judge that you do not owe the plaintiff any money, or that you owe less than what is claimed, there will have to be a contested hearing called a trial. The judge may set another date for a trial. However, in some counties, particularly in small claims cases, the judge may hold the trial on the first appearance date. Check with the judge's clerk or the court clerk to find out whether you need to be prepared for trial on the first appearance date.

  A debtor can tell the court why the creditor should not be able to collect all or some of the money that is being sought. This can be done by presenting a defense or  counterclaim or both. A defense is either a set of facts or a legal reason why the plaintiff should not recover the amount being sought. A defense can defeat the creditor's action or tries to reduce the amount of money you need to pay. There are many different types of defenses which are possible in consumer cases. If you want good solid Information and help with this check below for Information!

The Credit Secrets Bible

http://fhoward.niesong.hop.clickbank.net/